{"id":21026,"date":"2026-08-14T08:06:49","date_gmt":"2026-08-14T08:06:49","guid":{"rendered":"https:\/\/wearekemb.com\/case-studies\/banxware\/"},"modified":"2026-08-24T08:32:16","modified_gmt":"2026-08-24T08:32:16","slug":"banxware","status":"publish","type":"page","link":"https:\/\/wearekemb.com\/en\/case-studies\/banxware\/","title":{"rendered":"Banxware"},"content":{"rendered":"\n
\n
\n
\n

Case Study \u00b7 Fintech Data Stack<\/p>\n\n\n\n

How Banxware Saves \u20ac140,000 a Year Thanks to a Flexible Data Pipeline<\/h1>\n\n\n\n

With a data stack that integrates Fivetran, dbt, Snowflake, and Tableau, the fintech startup Banxware is saving a six-figure sum through automation\u2014money that would otherwise have been spent on hiring additional data engineers.<\/p>\n\n\n\n

This case study was originally published on fivetran.com<\/a>.<\/p>\n\n\n\n

\n
Contact Us Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
\n
\"\"<\/figure>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
\n
\n
\n\n

140,000 \u20ac<\/p>\n\n\n

Annual savings from automating the data stack<\/p>\n\n<\/div>\n\n\n\n

\n

Democratize Access to Capital<\/h2>\n\n\n\n

Founded in 2020, the fintech startup Banxware uses its end-to-end solution to create fast, flexible, and straightforward financing options for businesses, independent of banks. Digital platforms, marketplaces, payment service providers, and other aggregators integrate the financing solution via API or as referral partners, thereby giving their merchants direct access to capital. <\/p>\n\n\n\n

As Banxware grew, so did its need for meaningful data to inform business decisions, as well as for an IT infrastructure that could reliably support this flow of data.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

\n

About the Customer<\/p>\n\n\n\n

Banxware<\/h3>\n\n\n\n

Within the Banxware ecosystem, platform merchants benefit from fully digital processes and loan approval and disbursement within 15 minutes, with full control over the loan amount, purpose, and term. Integration into platforms is achieved via a white-label API without any programming effort, in compliance with all applicable local regulations, including KYC and AML. Alternatively, a referral partnership with a dedicated landing page is available, which can be activated within one day. <\/p>\n\n\n\n

Banxware secured its first partner in Lieferando, Germany’s largest food delivery platform. Its partners now include everstox, Payone, E-Commerce One, TeleCash, Qonto, AGICAP, Fyrst, ALPHA POOL, and Forto, among others. <\/p>\n<\/section>\n\n\n\n

\n

Key Figures at a Glance<\/p>\n\n\n\n

\n
\n

140,000 \u20ac<\/p>\n\n\n\n

Annual investment savings compared to hiring additional data engineering staff<\/p>\n<\/div>\n\n\n\n

\n

300+<\/p>\n\n\n\n

Maintenance-free Fivetran connectors\u2014the widest selection on the market (as of October 2023)<\/p>\n<\/div>\n\n\n\n

\n

99,9%<\/p>\n\n\n\n

Fivetran Uptime: Reliability and Resilience Across the Entire Data Stack<\/p>\n<\/div>\n\n\n\n

\n

15 min.<\/p>\n\n\n\n

From credit approval to disbursement to Banxware’s platform merchants<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

\n

Project Requirements<\/p>\n\n\n\n

The Challenge: Manual Data Maintenance Is Reaching Its Limits<\/h2>\n\n\n\n

As the company grew, Banxware’s need for meaningful data to serve as a solid foundation for business decisions increased, and with it, the pressure on the IT infrastructure.<\/p>\n\n\n\n